How to file an auto insurance claim

First, make sure everyone is safe

Before anything else, check for injuries and move to a safe spot. A claim can wait a few minutes; your safety can't.

  1. 1

    Document the scene

    Photograph vehicles, damage, plates, and the surrounding area.

  2. 2

    Exchange information

    Get names, phone numbers, insurers, and policy numbers from everyone involved.

  3. 3

    Report the claim

    Call Jump Suit Group or your carrier — we'll open the claim and guide you.

  4. 4

    Track it to resolution

    We follow up with the adjuster so you're never chasing a status update.

What happens after you file

An adjuster reviews the damage, your policy limits apply, and repairs or payment follow. We advocate on your behalf the whole way through.

Will filing a claim raise my rate?+

It depends on fault, history, and your carrier. We can tell you before you file.

How long do claims take?+

Simple claims resolve in days; complex ones can take longer, and we keep you posted.

Client Stories

Real stories, real trust

  • JSG found gaps in our old policy we never knew about and still saved us money on the bundle.
    DT

    Dana T.

    Google

  • Responsive, honest, and they actually pick up the phone. Switched everything to them.
    MO

    Marcus O.

    Google

  • They reviewed our whole coverage and found the right fit for our new home in the Keys.
    TN

    The Nguyen Family

    Facebook

  • Great experience switching carriers — painless from start to finish.
    EV

    Elena V.

    Yelp

  • Handled a tricky auto claim end to end. Felt like they were on my side the whole time.
    CM

    Carlos M.

    Google